Independent Benefits Through Aflac
The Security of a Safety Net.
Built Just for You.
When you don't receive benefits through an employer, your income is your only protection. We provide the bridge between your hard work and the unexpected. These Direct-to-Consumer plans pay cash benefits directly to you—not the hospital—ensuring your household stays stable while you focus on recovery.
Accident Protection
Cash benefits for ER visits and recovery. Designed for those whose income depends on their physical presence at work.
View Kentucky BrochureCancer Care
A strategic financial defense. Benefits help cover diagnosis, travel for treatment, and out-of-pocket costs.
View Kentucky BrochureDirect Dental
Essential preventative care with no waiting periods for cleanings. Maintain your health without employer sponsorship.
View Kentucky BrochureLife Protection
Security for your legacy. Flexible term and whole life options to protect your family's future and your peace of mind.
View Kentucky BrochureEvery Plan is Personal
Prices and coverage levels are customized based on your age, location, and specific needs. Let's find the fit that protects your life and respects your budget.
Schedule Coverage Consult with Gina